Ratio Finance

Ratio Finance is a Collateralized Debt Position platform that allows investors to extend the capabilities of their liquidity provisioning efforts by locking their assets into safe & secure vaults, minting USDr (Ratio Finance’s dynamically risk-adjusted stablecoin), and utilizing USDr within the Solana ecosystem.

Features

Ratio Risk Ratings

• Real-time quantitative and qualitative credit risk assessments akin to Moody’s & Fitch guide optimally informed investment choices.

Self-Paying Loans

• Deposit yield-bearing stable collateral into Ratio Finance to take out a “USDr” loan. Use the yield from your deposits to pay back your debt. Works like magic.

Minimal Fees

• Superior risk analytics provide mutual confidence in your investments.
• They require no stability fees, no deposit fees, and zero interest rates. We take only a 0.5% loan origination fee and a small percentage of the acquired yield on deposited assets.

How Does it Work

Deposit

Deposit stablecoin LP from your favourite Solana AMM into Ratio Finance.  

Choose

• The Ratio Risk Ratings system determines how much of a loan you can take against stable LP pairs. Choose your position based on your risk appetite.

Mint

• Borrow USDr against your collateral while still collecting yield on your deposits.

Repeat

• Use your yield to pay back your debt or to borrow more USDr.

Sources:

• https://ratio.finance/
• https://defillama.com/protocol/ratio-finance